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Valid for Spanish student visa applications · study stays of 3–14 months · meets consulate insurance requirements Mi Sanitas
Written for parentsRD 1155/2024, arts. 52, 35, 53 & 55Read at source 24 August 2026

A school year in Spain: the exchange visa route, read from the regulation

If your teenager wants to spend a school year in Spain, the pages you will find first are written by exchange agencies — and at least one of them tells non-EU families the route is only open to EU citizens. That is not just wrong, it is backwards: the student visa regime exists precisely for non-EU nationals, because EU pupils do not need a visa at all. We read the two letters of the regulation that govern school-age study — article 52.1(b) and 52.1(c) of Real Decreto 1155/2024 — in the consolidated text on 24 August 2026, together with the two US consulates that publish dedicated minors pages. This page quotes all of it, tells you which door your child's age opens, and is honest about the families for whom neither door opens.

A compulsory-age child (ESO) can study in Spain only through a recognised pupil-mobility programme — letter c)
Post-compulsory study (bachillerato, FP grado medio) also has an independent-enrolment letter — b) — with an age rule most guidance misses
The exchange-year authorisation cannot be extended in Spain — article 55.3 excludes it, verbatim below
The correction first

No, the school-exchange route is not EU-only — the regulation says the opposite

Spain's long-stay study rules live in Real Decreto 1155/2024, in force since 20 May 2025. Article 52.1 opens by defining who the whole chapter is for: "la persona extranjera que haya sido habilitada a permanecer en España por un periodo superior a noventa días naturales" — the foreign national authorised to stay more than 90 days. Neither of the two school-age letters below contains any nationality condition. There is no EU-citizens-only rule anywhere in them; an EU pupil is outside this regime entirely because EU citizens do not need a study authorisation in the first place. A family in the United States, Canada, India or anywhere else outside the EU reading that their child's route "only exists for EU passports" is reading something the regulation does not say.

What the regulation does do — and what agency pages skip — is split school-age study into two doors with very different rules. Letter b), verbatim from the consolidated text as read on 24 August 2026:

"Realización de estudios de educación secundaria postobligatoria en un centro de enseñanza autorizado en España, en el marco de un programa a tiempo completo, que conduzcan a la obtención de un título reconocido."

Post-compulsory secondary education — a full-time programme at an authorised Spanish school leading to a recognised qualification. The letter goes on to include Formación Profesional: "quedarán incluidos en el ámbito de aplicación de este apartado los ciclos formativos de grado medio". In plain terms: bachillerato and FP grado medio, the stage that in Spain broadly begins around sixteen, once compulsory schooling ends. Note the word postobligatoria — this letter does not reach compulsory-stage education at all.

And letter c), the exchange-programme door, verbatim:

"Participación en un programa de movilidad de alumnos con el fin de seguir un programa de enseñanza secundaria obligatoria o postobligatoria en un centro docente o científico oficialmente reconocido."

Participation in a pupil-mobility programme following compulsory or post-compulsory secondary education at an officially recognised centre. The regulation then defines what counts as a mobility programme: "un programa de educación secundaria estatal o autonómico, reconocido equivalente al nivel 2 o 3 de la Clasificación Internacional Normalizada de la Educación establecida por la UNESCO, en el marco de un programa de intercambio de alumnos o un proyecto educativo gestionado por un centro de enseñanza inscrito en el Registro estatal de centros docentes no universitarios o en los registros oficiales correspondientes, o por un centro científico oficialmente reconocido." A state or regional secondary-education programme equivalent to ISCED level 2 or 3, run as a pupil exchange or an educational project managed by a registered school or recognised scientific centre.

Put the two letters side by side and the boundary is clean. A child still in compulsory education — ESO, in the Spanish system — can study in Spain only through a recognised mobility programme, because only letter c) says "obligatoria". A student at post-compulsory stage can go through a programme too, or in principle enrol independently under letter b). Which door your child fits determines everything downstream: who is legally responsible for them, where they must live, whether the year can be extended, and what the consulate asks of you.

The two doors compared

Letter c) is the exchange year. Letter b) is independent enrolment — with a catch

For letter c), the regulation builds the guardianship into the authorisation itself. Article 53.1.c) makes the programme, not the family, carry the year — verbatim, the managing school must take responsibility for the pupil: "Que el centro de enseñanza que gestiona el programa de movilidad de alumnos o el proyecto educativo se haga responsable del alumno durante su estancia, en particular en cuanto al coste de sus estudios, así como los gastos de estancia y regreso a su país" — and the pupil must be housed "con una familia que habrá sido seleccionada por la organización responsable del programa de movilidad de alumnos en que participa, o en un internado o residencia adscrito o concertado por la citada organización": a host family selected by the organisation, or a boarding school or residence attached to it. A private arrangement with a family friend is not a mobility programme, however well-meaning — the accommodation must come through the recognised organisation.

Letter c) — the mobility programmeCompulsory or post-compulsory secondary education (ISCED 2 or 3). Age: whatever education law permits for those studies — art. 35(f) sets no fixed number for this letter. The organisation is responsible for costs, stay and return; accommodation is a host family it selects, or an attached boarding school or residence
Letter b) — independent enrolmentPost-compulsory secondary education only (bachillerato, FP grado medio), full-time at an authorised centre, leading to a recognised title. No programme apparatus — the family arranges everything. But art. 35(f) attaches an age rule to this letter that most guidance never mentions, quoted in the next section
ExtensionLetter b): up to two prórrogas per authorisation (art. 55.5). Letter c): none at all — art. 55.3 excludes it, quoted below. An exchange year is a one-year commitment by design
In-person requirementLetter b) studies may be semi-presential only if at least half the teaching is in person: "siempre que, al menos, el 50 por ciento de la programación impartida en los centros sea de manera presencial". An online school year does not qualify — the online and hybrid courses page covers that boundary

One page of ours sits directly beside this one: the Erasmus and exchange page covers 90-plus-day exchange semesters for university-age and older students; this page owns the school-year route for teenagers, and neither restates the other.

The age rule nobody prints

Article 35(f): letter b) carries an over-18 floor — and practice visibly diverges

Article 35 lists the visa requirements for the whole study family, and its letter f) sets ages per category. Verbatim, as read on 24 August 2026:

"En el supuesto previsto en el párrafo a) del apartado 1 del artículo 52 la persona extranjera deberá ser mayor de diecisiete años. En los supuestos de los párrafos b) y e) del apartado 1 de dicho artículo, la persona deberá ser mayor de dieciocho años. En el supuesto del párrafo c) del apartado 1 de dicho artículo, para cursar los estudios correspondientes al programa de movilidad, la persona deberá tener la edad permitida por la normativa vigente en materia de educación para los estudios inherentes a dicho programa."

Over seventeen for higher education; over eighteen for letters b) and e); and for letter c), simply the age that education law permits for the studies in the programme. Read literally, that gives the independent-enrolment door an age floor of eighteen — which would mean a sixteen- or seventeen-year-old cannot use letter b) at all, and the mobility programme is the only school-age door for anyone under eighteen. The regulation is coherent about this: the letters that permit minors trigger article 35(g), which demands the authorisation of both parents or guardians, "con constancia del centro, la organización, entidad u organismo responsable de la actividad" — naming the responsible organisation and the period of stay.

Now the tension we cannot resolve for you. Consulates demonstrably do process student visas for under-18s — Chicago and Washington both publish dedicated minors pages, quoted in the next section. Washington's page matches the text closely: it offers minors exactly three doors — higher education from seventeen, mobility programmes, and volunteering — and independent letter b) enrolment is not on its list. Chicago's minors page, by contrast, describes visas for under-18s pursuing "non-compulsory secondary education" without saying which letter carries them. Whether a seventeen-year-old can enrol independently in a bachillerato without a mobility programme is therefore a question on which the regulation's text and at least one post's published practice do not obviously line up. We flag it rather than paper over it: if your child is sixteen or seventeen and not going through a recognised programme, put that exact question to your consulate before you commit to anything — the by-consulate page explains how much posts genuinely differ.

Named-post evidence

What the two dedicated minors pages actually say

Among the consulates we have verified, two publish a dedicated student-visa page for minors: Chicago and Washington D.C. We read both on 24 August 2026. We looked for equivalent dedicated minors or school-exchange pages at Boston and San Francisco and found none — those posts fold minors into their general student checklists.

Chicago (page dated 2 July 2025) opens with the legal change itself: "According to the new Immigration Regulation, which came into force on May 20, 2025, foreign minors can no longer apply for student visas to attend compulsory education (primary and lower secondary education) in Spain. Article 52 of RD 1155/2024 states that the authorization for stay for studies is only granted to those pursuing higher education or non-compulsory secondary education." Note the mismatch with the text you read two sections ago: article 52.1(c) expressly includes "enseñanza secundaria obligatoria" through a recognised mobility programme, and Chicago's own main student-visa page (dated 30 June 2026) requires mobility-programme letters to confirm the organisation's responsibility, the selected host family and the funded return — the letter c) machinery in full. So Chicago's minors-page summary is narrower than the regulation it cites, and narrower than Chicago's other page. We show you both and resolve neither; the practical reading is that a compulsory-age child outside a recognised programme has no route, which both texts agree on.

Chicago — who applies, and how"The minor student must apply in person accompanied by his/hers parents or tutors at this Consulate. At least one parent must be present; the absent parent must give notarized authorization to apply in his/her behalf with a copy of his/her ID." The acceptance letter must show programme dates of "Maximum one scholar year" and "Minimum 20 hours per week"
Chicago — the guardianship fileNotarised authorisation from both parents stating length of stay, "Information of all host family members over 18 with ID numbers" and the address in Spain; the minor's apostilled birth certificate; both parents' IDs; and from the tutor and host family a letter assuming full responsibility, plus — for every household member over 18 — a certificate from Spain's Registro Central de Delincuentes Sexuales
Chicago — the insurance line"The insurance must cover all risks normally covered for nationals and must be maintained for the entire duration of the authorization. The health insurance must not have a deductible, copayment, or coverage limit; it must cover 100% of the medical, hospital, and out-of-hospital expenses." And: "An Insurance card will NOT be accepted as proof of coverage. Travel insurance is not accepted. It is not necessary to cover repatriations and/or evacuations." The page also prints a minimum sum, which we do not reprint — it is a short-stay Schengen figure that adds nothing once the policy has no coverage limit at all
Washington D.C. — the three doors for minorsIts dedicated minors page (undated; read 24 August 2026) lists exactly: higher education — "The student must be 17 years old or older"; "Mobility program for compulsory or post-compulsory secondary education", with the ISCED 2/3 definition; and volunteering. Independent letter b) enrolment does not appear. It even covers the birthday edge case: "If the student turns 18 years old after applying for the visa but before the validity period of the visa: A notarized authorization from both parents must be submitted"
Washington D.C. — the insurance lineThe policy must be from "an insurance entity authorized to operate in Spain" and "must cover all the risks insured by Spain's public health system" for the entire stay: "It should have no coverage limits (Spanish companies offer unlimited coverage), no grace periods for certain benefits, no co-payments, and no deductibles." "Travel insurance is not accepted. An Insurance card will not be accepted as proof of coverage." A fallback minimum sum is printed for capped policies; we do not reprint it for the same reason as Chicago's
Washington D.C. — the mobility letterThe acceptance letter must confirm that the organisation "is responsible for the students during their stay", the accommodation "with a family (selected by the organization responsible for the student mobility program) or at a boarding school or residence", and "the organizer's commitment that the expenses (cost of the studies, expenses during the stay including room and board, and return to the country) are covered" — article 53.1.c), applied at the counter almost word for word

Two posts, then, both demanding the same shape of file: parents sign and notarise, the host household is vetted, the programme carries responsibility, and the insurance is a real Spanish-market health policy — not the group travel cover many exchange packages include. Consulate pages change without notice and other posts publish nothing dedicated to minors at all, so treat your own post's current checklist as the governing version, and our document-by-document checklist as the map of what each item is for.

One year means one year

The exchange authorisation cannot be extended from inside Spain

Article 55.3 opens the prórroga — the in-country extension — only to some categories, verbatim: "en los supuestos previstos en las letras a), b), d) y e) del artículo 52.1". Letter c) is not on the list. A pupil-mobility authorisation runs for the programme's duration up to the one-year cap of article 55.1 and then ends; there is no second year by extension, and article 55.5's counts — up to two prórrogas for letters a) and b), one for d) and e) — simply never reach it. Chicago's one-scholar-year maximum on the acceptance letter is the same rule seen from the counter.

For a family, that changes the planning rather than the possibility. A child who wants a second Spanish school year needs a fresh application from home — as a new mobility-programme participant, or, once genuinely at post-compulsory stage and of the age the rules allow, under letter b). It also makes the calendar unforgiving in a specific way: the authorisation runs from one month before the programme starts to fifteen days after it ends (article 55.2), the insurance must be valid for the whole of it, and there is no extension to absorb a mistake. Applying for the visa from inside Spain during a tourist stay is a separate and heavily disputed subject with its own page — applying from inside Spain — but for a minor on an exchange the practical answer is that the file is built at your home consulate, in person, with the child present.

The insurance, and who signs it

A policy in the child's name, from a Spanish-market insurer — not the programme's travel cover

The statutory requirement behind both posts' wording is article 35(i) of the regulation: a health insurance policy, from an insurer authorised to operate in Spain, with benefits similar to the public system's basic portfolio, valid for the whole intended stay — the requirements page quotes it in full and separates it from per-post practice. What the two minors pages add in practice is exactly where exchange families come unstuck: travel insurance is not accepted, an insurance card is not proof, and the certificate must name the student and the dates. The group cover bundled into many exchange packages is typically travel insurance underwritten outside Spain — if that is what your programme provides, check it against the validity checklist before the appointment rather than at it.

The Sanitas International Students plan fits the shape of the year: insured from age 14, insured periods of 3 to 14 months that span a full academic year plus the fifteen-day tail, zero copayments and no waiting periods, with policies starting on the 1st of a month and contractable up to six months ahead — from €42.71/month payable, with the calculator giving the exact figure for your child's age, province and months, which is more reliable than any number printed on a page. Because your child is under 18, the policy is signed by you rather than by them — and everything about how that works, from the policyholder's documents to what a minor is never asked to consent to, lives on the under-18 page, which is the page to read next.

Eligibility, premium and policy terms are confirmed before the policy is issued. We arrange insurance; the visa decision rests with the Spanish authorities, and nothing on this page promises an outcome.

Honest gatekeeping

If your child is compulsory-age and there is no recognised programme, there is no route here

Some families reading this page cannot be helped by it, and it is better said plainly than discovered at a consulate counter. If your child is still at compulsory stage — primary or ESO age — and is not travelling through a recognised pupil-mobility programme or an educational project run by a registered centre, the regulation offers no letter for them: b) is post-compulsory only, and c) requires the programme. Direct enrolment of a compulsory-age child in a Spanish school, however good the school or the intentions, is not a visa category, and we will not suggest workarounds because the workarounds are the thing consulates exist to refuse. The constructive version of that answer is to route the plan through a programme that genuinely meets the letter c) definition — state or regional, ISCED 2/3, with the organisation responsible for the stay — or to wait for post-compulsory stage, when more doors open. And if the stay is under 90 days — a term abroad, a short immersion — none of this applies, because no student visa exists below that line: the under-90-days page covers that regime.

Price the cover for the school year

Your child's date of birth, the province of the school, and the months insured — the calculator returns the exact monthly premium and the total for the whole period, from the official Sanitas rate tables. The youngest age band is the lowest-priced.

Zero copayments, no waiting periodsCertificate issued after acceptance and paymentYou sign as policyholder; your child is the person insured
Get the price →
How this page is sourced

Read at source, 24 August 2026

School-exchange guidance online is dominated by agencies describing their own products. Every legal and consular statement above was read in the primary text on the date shown; what we could not verify is flagged, not smoothed over.

Real Decreto 1155/2024Consolidated text read at BOE-A-2024-24099 on 24 August 2026: art. 52.1 letters b) and c) in full, including the mobility-programme definition and the FP grado medio inclusion; art. 35(f) (ages per letter), 35(g) (parental authorisation) and 35(i) (insurance); art. 53.1.c) (organisation responsibility and accommodation); arts. 55.1, 55.2, 55.3 and 55.5
Consulate General of Spain in ChicagoDedicated "Student Visa for Minors" page, dated 2 July 2025, read 24 August 2026 — the compulsory-education statement, application-in-person rule, guardianship file and insurance passage quoted verbatim above. Its printed minimum sum is deliberately not reproduced. Chicago's main student-visa page (dated 30 June 2026) read the same day for the mobility-letter requirements
Consular Section in Washington D.C.Dedicated "Study visa for minors" page, undated on the page itself, read 24 August 2026 — the three routes for minors, the turning-18 rule, the mobility-letter contents and the insurance passage quoted verbatim above; its fallback minimum sum likewise not reproduced
Flagged, not resolvedArt. 35(f) requires letter b) applicants to be over eighteen, while Chicago's minors page describes under-18s pursuing non-compulsory secondary education without naming a letter, and its summary of art. 52 omits letter c)'s compulsory-stage mobility route that its own main page documents. Washington's list matches the text. We cannot reconcile Chicago's two pages with each other or with art. 35(f) from here; families of 16–17-year-olds outside a programme should put the question to their post. Boston and San Francisco publish no dedicated minors page that we could find — checked 24 August 2026
Frequently asked questions

Parents' questions about the exchange-year route

Yes. The student authorisation regime in RD 1155/2024 exists precisely for non-EU nationals — EU pupils do not need a visa at all — and neither of the school-age letters, 52.1(b) or 52.1(c), contains any nationality condition. Any page telling non-EU families the route is EU-only is describing the regulation backwards.
Not directly, no. Letter b) covers post-compulsory secondary education only, and letter c) reaches compulsory-stage education solely through a recognised pupil-mobility programme — state or regional, ISCED level 2 or 3, with the organisation responsible for the stay and the accommodation. A compulsory-age child outside such a programme has no visa category, and no workaround we would suggest.
The honest answer is that the texts do not line up. Article 35(f) requires letter b) applicants to be over eighteen, which read literally closes independent enrolment to a 16- or 17-year-old and leaves the mobility programme as their door. Yet Chicago publishes a minors page describing under-18s pursuing non-compulsory secondary education, while Washington's minors page lists only higher education (17+), mobility programmes and volunteering. We flag the tension rather than resolve it: ask your own consulate this exact question before committing.
Not from inside Spain. Article 55.3 opens the prórroga only to letters a), b), d) and e) — the pupil-mobility letter c) is excluded, and the authorisation is capped at one year. A second year means a fresh application from home: as a new mobility-programme participant, or under letter b) once your child is at post-compulsory stage and of the age the rules allow.
Check it before assuming so. The law requires a health policy from an insurer authorised to operate in Spain, valid for the whole stay — and both dedicated minors pages state flatly that travel insurance is not accepted and an insurance card is not proof of cover. Programme group cover is typically travel insurance underwritten outside Spain. What the file needs is a certificate naming your child, the cover and the dates.
You do. On the Sanitas International Students plan the student is insurable from age 14, and where they are under 18 an adult — parent, legal guardian or grandparent — holds and signs the policy while the student is the person insured. The under-18 page explains exactly how that works, including the documents needed from both of you.

This page describes the regulation and named consulate practice as read on 24 August 2026. Visa decisions rest with the Spanish authorities.