Sanitas Student Insurance Coverage
The service-by-service detail of the Sanitas International Students plan — what is covered from day one, what has session limits, and the exclusions to know before you apply. All of it with zero copayments and direct billing across the Sanitas network.
GP, emergencies and unlimited specialist consultations
Primary care is covered from day one: unlimited GP consultations, 24/7 emergency care at Sanitas emergency centres, nursing services at the centre and at home where clinically required, and ambulance service. Paediatric care is not part of this plan — it covers students aged 14–35.
Specialist consultations are unlimited across almost every speciality, including cardiology, dermatology, gynaecology, traumatology, ophthalmology, ENT, psychiatry, neurology, digestive medicine and oncology, with an international second-opinion service for serious diagnoses. Psychology, podiatry and speech therapy are covered with limited sessions per year.
Diagnostics, hospitalisation and surgery
All diagnostics are included with no copayments — from blood and urine tests, X-rays and ultrasounds through to CT, MRI and PET scans. Hospital cover is full inpatient: a single private room with bathroom and a bed for one companion, meals and medication during your stay, intensive care, inpatient and outpatient surgery, clinical psychology during admission, and ambulance to and from hospital.
- ✓Single private room with bathroom
- ✓Companion bed throughout the stay
- ✓Meals and medication during hospitalisation
- ✓Intensive care unit (ICU)
- ✓Inpatient and outpatient surgery
- ✓Diagnostics carried out during admission
- ✓Physiotherapy and rehabilitation after treatment
- ✗Obstetrics, childbirth and pregnancy-related treatment
- ✗Paediatric care — the plan is for ages 14–35
- ✗Treatment of pre-existing conditions — subject to review at application
Dental 21, Blua and worldwide emergencies
Dental 21 is included as standard: access to Sanitas Milenium Dental Clinics with more than 30 dental services included in the plan, and reduced prices on services that are not. Blua digital health gives you video consultations with doctors across a wide range of specialities, 24/7 — including emergency video consultations — plus the Mi Sanitas app for appointments, your card and results.
Outside Spain, the plan includes worldwide emergency medical assistance up to €12,000 per person per year — treatment, hospitalisation costs, medication for illness or accident, and ambulance abroad — together with repatriation cover. Cover varies by plan, so always check your particular policy details — or ask us for a plan that includes it.
The documents behind this page
Every coverage claim above has an insurer-issued source — these are the official Sanitas documents for the plan, published exactly as Sanitas issues them. Eligibility, premium and policy terms are confirmed before the policy is issued.
Price this cover for your stay
All of the above, from €42.71 per month depending on age and province — your exact figure on screen instantly.
Happy with your price?
Complete the guided application online — we prepare the official Sanitas forms for you.